About Milend Corporation

Milend Corporation is a women minority owned independent financial and information technology firm. Our goal is to empower employers and individuals to improve their financial leverage through the powerful combination of insurance  and technology solutions.

Nicole Smith, CEO established the firm in 2010 to walk the journey with clients through life events, economy climates and business growth. She believes, that one size fits all is not the right solution and educating clients is  the only path to success. Nicole is committed to a comprehensive approach and exceeding client goals. 


Our Focus

We help you plan for what matters most.

Milend Corporation offers a unique brand of training through one-on-one retirement planning and through group classes that teach people how to maximize their Employee Benefits program and most importantly how to optimize their retirement benefits in a rapidly changing world of retirement.

Working closely with each employee, we set objectives, review existing strategies and or/design a plan to help achieve their goals, to them avoid costly mistakes and build wealth.

Our seasoned Chartered Federal Employee Benefits Consultants (ChFEBC) support military, postal, active federal employees, pre-retirees and retirees keep their hard-earn dollars.

We support your financial goals through individual or group instruction on:

  • Financial Management                                     

  • Classes, Seminars on FERS/CSRS Benefits

  • Retirement Strategies

  • Investment Management

  • Estate Conversion

  • Insurance Products


We Believe…

  • In a holistic approach to determine the best solutions for our clients. 

  • In delivering our unique innovation and trusted solutions to every client engagement. We take ownership and responsibility in our commitment to our clients goals.

  • In maintaining a diverse team that works tirelessly and compassionately to make a difference in the lives of the clients we serve. 

  • In Honesty, Integrity, and Doing Good.


Our Team

NicoleClarkeSmith.jpg

Nicole C Smith, CFP, MBA, ChFEBC
Educator / Advisor


Nicole Smith, CEO established the Milend Corporation in 2010 to walk the journey with clients through life events, economy climates and business growth. She believes, that one size fits all is not the right solution and educating clients is  the only path to success. Nicole is committed to a comprehensive approach and exceeding client goals. 

With over 20 years of advisory experience in the financial and insurance industry, Nicole is committed to helping clients navigate through the increasingly complex financial environment. She began her career in Health Care and then joined Mercer where she helped corporate clients with investment planning. In addition to earning a MBA, Nicole holds a life and health insurance license and the following professional designations; CFP®, ChFEBC®, CPG®, CFP®(CERTIFIED FINANCIAL PLANNER™), ChFEBC® (Chartered Federal Benefit Consultant and CPG® (Certified Professional Guardian).

Nicole enjoys spending time with her husband, their grandchildren, yoga and reading. They live in North Texas.